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Joined: Aug 2004
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2003 Toyota Celica GT
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2003 Toyota Celica GT
Joined: Aug 2004
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I have 03 celica, and I have been driving since I was 16 years old, I'm 22 now. I have one ticket on my record last year when I got caught going 95. My State farm insurance here in CALI went up and I was paying $168, now my insurance went up again and I'm paying 220 because of my record. I want to change my insurance company, Any recommendation would be great. Also, anyone know how long does the ticket record last on dmv record? Thanks in advance

Joined: May 2004
Posts: 618
Senior Member
2001 Toyota Celica
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2001 Toyota Celica
Joined: May 2004
Posts: 618
DIdja know that the Celica is the third most expensive car under 35K to insure? first is the Ford Stang Convert. Then the S2000. Behind Celica are the Eclipse spyder and Chrysler Sebring convertible. All convertibles. Damn. As for mine...given the accident, I have no idea.


Enzo Ferrari " You may be a Ferrari owner; but, you may not necessarly be a Ferrari Driver."

Joined: Feb 2004
Posts: 284
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2000 Toyota Celica
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2000 Toyota Celica
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I pay $168 now under my father's policy. I just got in a car accident so I have no idea how much that is going to be.


---Imagination is more Powerful than knowledge---

Joined: Feb 2004
Posts: 157
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2002 Toyota Celica
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2002 Toyota Celica
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ai have High Point (formorly known as Prudential) and i am paying $4,300.00 a year on my own policy eek eek Now i think i shall go to bed and cry myself to sleep. Thanks frown frown

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2003 Toyota Celica
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2003 Toyota Celica
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~CND$3400 a year


I am a HID Maniac!!

Joined: Mar 2004
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2003 Toyota Celica GT
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2003 Toyota Celica GT
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^ rofl..dam but tahts sad..i pay like around $170 a month with one accident on my record.and i just turned 17 and just go a new car..still under state farm, under my mom, and also as the primary driver of me 86 corolla(mom prime driver for my celi)


it doesnt matter wat u drive or who u driving against its all about how you drive

Joined: May 2004
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Boobie Vision
2000 Toyota Celica
Boobie Vision
2000 Toyota Celica
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too much! insurance is a fucking joke these days!

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2003 Toyota Celica
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2003 Toyota Celica
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^^^u talking english? cos i have no idea wut you talking about ... spineyes


I am a HID Maniac!!

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Full Metal
2000 Toyota Celica GTS
Full Metal
2000 Toyota Celica GTS
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Posts: 287
^^^Dam! I thought I paid a lot for insurance rofl

Mines about $1300 a year. I pay $169.00 a month for 4 months. Then nothing for 2 months. The 4 months again...etc...etc.

I have Geico thumbsup

Joined: Sep 2004
Posts: 126
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2000 Toyota Celica
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2000 Toyota Celica
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Posts: 126
$1440 a year with my parents

Good student discount/Multi-car discount/Homeowners Discount/Theft Device discount

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Posts: 2,371
SHO - NUFF
2003 Toyota Celica GT
SHO - NUFF
2003 Toyota Celica GT
Joined: Jan 2004
Posts: 2,371
There have been many threads on this...22, no points, tickets, or accidents on my record...but insured under CORPORATE POLICY (insured through work) - FULL COVERAGE...$300 a month

Joined: Oct 2003
Posts: 448
Senior Member
2004 Acura & Subaru RSX-S A-Spec & WRX S
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2004 Acura & Subaru RSX-S A-Spec & WRX S
Joined: Oct 2003
Posts: 448
The celica i was paying $1500.00 every six months
and for the RSX-S I pay $1089.00 every six months.
My insurance is really high because my bf totalled one of my cars 2 years ago.


*Every moment creates the story of your life,
so you might as well make it interesting.*

Joined: Aug 2003
Posts: 486
Mrs Vin Diesel!
2002 Toyota Celica GT
Mrs Vin Diesel!
2002 Toyota Celica GT
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Posts: 486
I thought insurance was suppossed to go DOWN with age and no record/tickets.

Mine just went UP by $300 frown

I pay around $1500 a year (not a full year, either 8 or 10 months).

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2004 Toyota Celica
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2004 Toyota Celica
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when i had a corolla...its 800 for the year thru AAA...when i bought the celi it doubled to 1600 for the year eek...but its worth it...hopefully...


Originally posted by A_Bathing_Ape:
I hit, what else, oh plus dome.

Joined: Jun 2004
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2000 Toyota Celica
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2000 Toyota Celica
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Celica GTS, Maryland driver, 19, 2 accidents, no tickets, 300 a month...im with state farm...they just raised my insurance 40 bucks a month...i was at 260 until just this last month...

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2000 Toyota Celica
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2000 Toyota Celica
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I'm in Jersey and I pay 1610 a year(so 135$/month). This is with Geico. From my experience State Farm sucks. For me they just kept raising my rates even though I was getting older and never had anything on my record. I am only paying 5$/month more with my Celica GTS than I was paying for my 89' Tercel(and that was without collision).

Joined: Sep 2004
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2004 Toyota Celica
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2004 Toyota Celica
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I have a clean record and I pay $1950 a year. My insurance agent showed me the difference between GTS insurance GT insurance, and GTS people pay a good amount more.

Joined: Aug 2003
Posts: 486
Mrs Vin Diesel!
2002 Toyota Celica GT
Mrs Vin Diesel!
2002 Toyota Celica GT
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I don't know why mine is going up...car is getting older...i'm getting older and no record angry

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2003 Toyota Celica
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2003 Toyota Celica
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^it should be the other way around... spineyes

Joined: Sep 2002
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I pay $1080 a year under my bros insurance which is Allstate. But just like a lot of people, I also got into an accident and am waiting to see what I'll pay now.

Chris Rock said it best, "Insurance is for 'In Case' sh*t happens, shouldn't I get my money back at the end of the year if nothing happens then?"

Joined: Dec 2003
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2003 Toyota Celica
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2003 Toyota Celica
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$1080 is nice! try $900 more, and i bet i'm older than you...

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Originally Posted by ragingpaseo
$1080 is nice! try $900 more, and i bet i'm older than you...

i'm 30 bro. & my brother is 41!!

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2003 Toyota Celica
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2003 Toyota Celica
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alright, maybe i'm 3 yrs younder than you... rofl

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2003 Toyota Celica GT
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2003 Toyota Celica GT
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Posts: 334
I pay a lot but that should change when I turn 25 in 5 months. Fuckin insurance...I tell ya if I were to start up a business it would be in insurance.


[Linked Image]
"Fate can only take you so far, its up to you to decide what to do when it takes you there."

Joined: Aug 2004
Posts: 479
Senior Member
2002 Toyota Celica
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2002 Toyota Celica
Joined: Aug 2004
Posts: 479
Let's just say I am involved with financials for a major insurance player. The insurance rates are tied to the profitability needs of the company. When the stock market is as fucked up as its been the past couple years, investment income takes a hike. The quickest way to make it up is on the premium side...they know we all hafta drive. winkNot much different with the big oil companies. When gas hits $5 a gallon, who among us won't figure out a way to come up with the $70 for a fill-up? eek


Life is the sexually transmitted interruption of an otherwise peaceful existence...

Joined: Sep 2004
Posts: 310
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2004 Toyota Celica GT
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2004 Toyota Celica GT
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Posts: 310
I'll be 5 months away from turning 25 when I get back to the states, so I hope I don't get screwed too bad. I pay 97 euro a month for full coverage here in germany which is about 130 dollars a month


You won't believe the things I can do with a ping pong paddle and a 9 iron.

Live fast, Live hard, Live well, Die happy!

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2003 Toyota Celica GT
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2003 Toyota Celica GT
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Posts: 560
$1700 a year

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Posts: 353
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2001 Toyota Celica GT
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2001 Toyota Celica GT
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Posts: 353
Holy crap you seriously get stung for insurance over there!! Celica isn't a high insurance group over here, I was quite surprised when I got a quote for myself (29 yr old, clean license, no claims for 7 years) at 450 which would be about $815 at the moment..

Joined: Jun 2004
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2000 Toyota Celica
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i think mines like 1900$ thats with 2 tickets, but i get mad breaks from being long time insured, multi-car policy, dual airbags,seatbelts,abs brakes, disc brakes and all that other crap,its adds up to like 20 deductions for like a 250$ savings..

Last edited by sickcelica696; Oct 20, 2004 3:08pm.

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2003 Toyota Celica
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2003 Toyota Celica
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frown
... mine is 1400 euros for the year ... it's a "premium" assurance, in france we say "tous risques" ... and I think it's too expensive ... angry

Last edited by FrenchCélica; Oct 20, 2004 3:26pm.

Joined: May 2004
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Boobie Vision
2000 Toyota Celica
Boobie Vision
2000 Toyota Celica
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Originally Posted by taox420
I have a clean record and I pay $1950 a year. My insurance agent showed me the difference between GTS insurance GT insurance, and GTS people pay a good amount more.

Yup it is true.

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Furi Kuri
2002 Toyota Celica GT
Furi Kuri
2002 Toyota Celica GT
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$168 thats cheap. mine is around $240 for full coverage with Farmers Insurance.

I heard Wawanesa was a great company to be insured by, because it has the cheapest rates. thumbsup (i dont know if you've heard of this company, and i dont care. spineyes )

i've only gotten 3 tickets, but they were "Fix-It" tickets, so they dont go on my report for insurance.

Last edited by Zero; Oct 20, 2004 4:16pm.

I've mastered the art of the After Image Technique.

Joined: Oct 2004
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2000 Toyota Celica
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2000 Toyota Celica
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i live in florida. $260 a month with allstate, full coverage, and my mother listed as primary driver. I have two speeding tickets and im 19. i hate allstate

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2002 Toyota Celica
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2002 Toyota Celica
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does anyone pay higher then $4300 a year p;ease say YES just so i dont kill myself spineyes spineyes cry

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2003 Toyota Celica
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^wow, that's insane. ok, what did you do??? rofl

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2000 Toyota Celica
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2000 Toyota Celica
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i was qouted around 5k/year for full coverage, 20, no tickets or accidents

but it was just too much for me, so I have a liability (doesnt cover my car) and pay around 86/month

got into an accident just a week ago so dont know how's that gonna affect me now...

Joined: Aug 2003
Posts: 486
Mrs Vin Diesel!
2002 Toyota Celica GT
Mrs Vin Diesel!
2002 Toyota Celica GT
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I mis-quoted..it only went up $167..but still, it went up.

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Mrs Vin Diesel!
2002 Toyota Celica GT
Mrs Vin Diesel!
2002 Toyota Celica GT
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Originally Posted by unsceenTRD
does anyone pay higher then $4300 a year p;ease say YES just so i dont kill myself spineyes spineyes cry
thats a bit much, take the bus!

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Pizza Geek
2002 Toyota Celica GT
Pizza Geek
2002 Toyota Celica GT
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160 and some change

Joined: Oct 2003
Posts: 54
BURNTIS300
BURNTIS300
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I'm 19, drive a Lexus IS300 and pay $1300 every 6 months...so roughly $2600 a yr... cry

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Posts: 157
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2002 Toyota Celica
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2002 Toyota Celica
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Originally Posted by ragingpaseo
^wow, that's insane. ok, what did you do??? rofl
not a damn thinbg clean slate and its not this rofl its more like this cry

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2002 Toyota Celica
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2002 Toyota Celica
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^^^^^ the only thing is that i am 22 and live in Jersey

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2000 Toyota Celica
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i have to pay 250 for mine a month cry

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2003 Toyota Celica
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2003 Toyota Celica
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^that's because you live in alexandria... rofl

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2001 Toyota Celica GT
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2001 Toyota Celica GT
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4k a year
0 tickets

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2003 Toyota Celica GT
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2003 Toyota Celica GT
Joined: Oct 2003
Posts: 413
nineteen year old, zero tickets/accidents, about $500 a year with 21st century under parent's plan. don't know if this helps but i've been insured since i turned 16.

Last edited by defyenz; Oct 21, 2004 7:35pm.

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2002 Toyota Celica
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2002 Toyota Celica
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$300/month for me. Almost as much as my car payments. But O Well, it's the price U pay for BEAUTY!


21Nemesis

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2001 Toyota Celica
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2001 Toyota Celica
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I pay $800/year, 21 years old, perfect driving record since I was 16, but my insurance is with my mom who also has a perfect record for about 20 years so I think that helps.

Last edited by shonen; Oct 27, 2004 10:44am.

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Posts: 190
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2001 Toyota Celica
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2001 Toyota Celica
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I use Nationwide ins.

Last edited by shonen; Oct 27, 2004 10:42am.

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SD Syndicate
2004 Toyota Celica GT
SD Syndicate
2004 Toyota Celica GT
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TOO MUCH!!!

19 years old, male, 0 accidents, 0 tickets (on my record grin), Wawanesa Insurance, parents plan.

I just got my discount for three years driving experience with "no tickets" or accidents. thumbsup

I think mines about $1.5k/year. WILL, I want your insurance plan! wave cry


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