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Joined: Jul 2003
Posts: 574
Senior Member 2000 Toyota Celica
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Senior Member
2000 Toyota Celica
Joined: Jul 2003
Posts: 574 |
My g/f gave me her 87 honda civic for winter beater. I was quote $189 for 6 month coverage. Yet 3 WEEKS later from the date I purchase the coverage, I have to cancel it because I don't need the car anymore. And today I got a bill from them for $80...I was like WTF is this! I will call them tomorrow to talk about this, but is there anything I need to know? Why do they charge me $80 for 3 weeks coverage when 6 months is only $189? I'm clueless? please help! thank everyone!
kevin
lose graciously and win humbly ![[Linked Image]](https://celicahobby.com/forums/attach/1953483684-twist2.jpg)
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Joined: May 2004
Posts: 283
Member 2000 Toyota Celica GT
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Member
2000 Toyota Celica GT
Joined: May 2004
Posts: 283 |
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Joined: Jul 2003
Posts: 574
Senior Member 2000 Toyota Celica
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Senior Member
2000 Toyota Celica
Joined: Jul 2003
Posts: 574 |
lose graciously and win humbly
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Joined: Jan 2004
Posts: 430
Senior Member 2000 Toyota Celica
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Senior Member
2000 Toyota Celica
Joined: Jan 2004
Posts: 430 |
hopefully they will pro-rate it.
Import Wars: 5/21, 6/18, 8/06, 10/08
Plymouth Meet: 5/28
HIN Boston: 4/30
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Joined: Jan 2004
Posts: 1,227 Likes: 1
Specialist 2002 Toyota Celica
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Specialist
2002 Toyota Celica
Joined: Jan 2004
Posts: 1,227 Likes: 1 |
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company.
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Joined: Jul 2003
Posts: 574
Senior Member 2000 Toyota Celica
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Senior Member
2000 Toyota Celica
Joined: Jul 2003
Posts: 574 |
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company. I didn't purchased the coverage for 3 months. I bought it for 6 months, but cancel it 3 weeks later because i don't need the car anymore. they charge me $80 for 3 week coverage 
lose graciously and win humbly
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Joined: Dec 2003
Posts: 555
Senior Member 2003 Toyota Celica
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Senior Member
2003 Toyota Celica
Joined: Dec 2003
Posts: 555 |
Because most places minimum is for three months so that's maybe what they charged you for.
~* Brotherhood Of Eternal Sleep *~
- Nocturnal Supremacy -
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Joined: Jan 2004
Posts: 1,227 Likes: 1
Specialist 2002 Toyota Celica
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Specialist
2002 Toyota Celica
Joined: Jan 2004
Posts: 1,227 Likes: 1 |
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company. I didn't purchased the coverage for 3 months. I bought it for 6 months, but cancel it 3 weeks later because i don't need the car anymore. they charge me $80 for 3 week coverage ^ premature cancelation of contract 
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Joined: Jun 2004
Posts: 1,337
Specialist 2002 Toyota Celica
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Specialist
2002 Toyota Celica
Joined: Jun 2004
Posts: 1,337 |
respect the gt-s
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Joined: Dec 2004
Posts: 15
Member 2001 Toyota Celica
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Member
2001 Toyota Celica
Joined: Dec 2004
Posts: 15 |
MAYBE A CANCELLATION FEE THEY GOT TONS OF THOSE 
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Joined: Jul 2003
Posts: 1,578
4 All U Haterz! 2000 Toyota Celica GT
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4 All U Haterz!
2000 Toyota Celica GT
Joined: Jul 2003
Posts: 1,578 |
Hey...shouldn't we get at least 1/2 of our money back in the year if we have no incidents? Insurance suks man but at least my deductible is covering my $4101.14 from the accident I just had.
I think you should be able to get back that $80
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Joined: Jul 2003
Posts: 408
April Fools 2000 Toyota Celica
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April Fools
2000 Toyota Celica
Joined: Jul 2003
Posts: 408 |
because you only purchased coverage for 3 months not 6. They make money based on the length of time their customers are with their company. I didn't purchased the coverage for 3 months. I bought it for 6 months, but cancel it 3 weeks later because i don't need the car anymore. they charge me $80 for 3 week coverage ^ premature cancelation of contract that's what it is... cause i know when i wanted to cancel the insurance on my 3000GT for the winter one year it would've costed me like $60.. (and that was 3 or 4 years ago so i'm sure it's gone up) plus i would've lost my multi-car discount... it actually ended up being cheaper to just keep my GT on the insurance (believe it or not)... insurance is freakin weird... and i agree... we should get at least PART of our money back if we don't have any accidents or anything..
shamelessly addicted to ecelica ![[Linked Image]](https://celicahobby.com/ubbthreads/attach/profile/2985-6.jpg)
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Joined: Jan 2004
Posts: 1,227 Likes: 1
Specialist 2002 Toyota Celica
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Specialist
2002 Toyota Celica
Joined: Jan 2004
Posts: 1,227 Likes: 1 |
nah. Think about it this way what if someone said they were gunna race you for $400 and you were tied all the way up the track, then halfway they said, eh i don't feel like it anymore and stopped their car. Then afterwards when you went to get your cash said, well I didn't finish the race. I wasn't losing when I stopped racing, so I COULD'VE won I just got sick of the race so I should only have to pay you half the cash.
People would scam insurance companies more than they do now. I hate insurance too but stuff like cancelation fees are a necessary evil.
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Joined: August 2004
Thank you.: me, myself, and I...! Random: a bowl of rice, fried chicken, and a glass of water!
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