I think that everyone needs to include their coverage limits and deductables...
I'm 17 and mine is right around $250 a month for two cars. However, the limits are 100/200/100 with 0 deductable for comp...
I could cut that down to $150 a moth for two cars if I went with standard 15/30/5 like most brokers sell... but if I ever got into a bad accident I'd be screwed up the ass.
I'm just a crosshair I'm just a shot away from you
I pay $2400 in 7 months for basic coverage would be over 6 grand for full not including the $84 I pay each month for surcharges.
wut r you driving? a jet engine celica that jesse james made? thats a lot
I got into some trouble driving my Celica and my insurance and surcharges are killing me plus I live in Jersey which makes it a lot worse. I have 1 more year of surcharges and my insurance should go down a couple hundred, I hope. The previous year I was paying more on insurance than that.
You hit the nail on the head. There are a lot of bad things in NJ, but relative to this site, driving and everything included in that just sucks! You want to know about a "Jersey driver", out of control insurance, and terrible roads then come to the Garbage State.
Used to pay 310 a month, now it's 140. San Antonio drivers pay out the ass, 300 is the norm. I have my insurance in washington along with my registration, and my license that doesn't expire.
$65 a month with 100/200/100 and 0 deduct with a not so clean record
"Anyone who tells you money is the route of all evil DOESN'T have it- They say money cant buy happiness, well check out the fucking smile on my face, ear to ear baby"
"You're not how much money you have in the bank. You're not the car you drive. You're not the contents of your wallet. You're not your f------ khakis. You're the all-singing, all-dancing crap of the world."
used to be 103 a month...3 tickets later...220 a month. insurance is a huge scam
2000 GT-S 6spd AEM CAI Tanabe SRM exhaust ACT STREET MOD CLUTCH UR FLYWHEEL TRD SPRINGS TANABE FR TOWER BRACE OBX SHORT SHIFTER ENERGY SUSPENSION MOTOR MOUNTS CF HOOD SUPER STOCK STEREO SYSTEM WITH BUDS TK421 MODIFICATION
Just out of curiosity, what do you guys who are saying you have "full coverage" mean? The term really doesn't exist in the insurance world, as there is a limitless amount of liability coverage you can have. It's like saying your bank account is "full".
Not trying to knock anyone at all... I thought I had great insurance before I started my job, then got enough information to realize that it was totally inadequate. Just doing what I can to make sure everyone is fully informed... with the atmosphere of increasing lawsuits these days you can never be too safe, and many brokers/agents will use deceptive terms like "full coverage" to sell you something that gives you NO protection if you injure someone.
I'm just a crosshair I'm just a shot away from you
mine's a little over $600 for 6 months. Not too bad for already getting into two accidents (one was my fault, the other was not).
how old r you ? is the car under ur name? full coverage by? r there any other cars under ur name or wut? cz thats really cheap in cali
mybe he has good grades or seomthing
I'm 18...the car is under my dad's name (my insurance would never be this low if the car was under my name ) and I do get pretty good grades (High School - 4.14 GPA, College - 3.75 GPA)
Just out of curiosity, what do you guys who are saying you have "full coverage" mean? The term really doesn't exist in the insurance world, as there is a limitless amount of liability coverage you can have. It's like saying your bank account is "full".
Not trying to knock anyone at all... I thought I had great insurance before I started my job, then got enough information to realize that it was totally inadequate. Just doing what I can to make sure everyone is fully informed... with the atmosphere of increasing lawsuits these days you can never be too safe, and many brokers/agents will use deceptive terms like "full coverage" to sell you something that gives you NO protection if you injure someone.
In Michigan, all car insurance covers other peoples medical bills, it is required by law.
When you get minimum madatory coverage here, the insurance company pays for other peoples injuries but they will not pay for any damages to your car. It still costs quite a bit IMO. Insurance is a huge scam, if I had all the money that I have been paying to insurance companies since I was 16 going into a bank account instead of their pockets, I would have enough reserve money to completely replace a brand new car by now. And if you ever do get into an accident, they just raise your rates so you really end up paying for all the repairs out of your pocket any way.
in new orleans, only 50% of drivers have insurance (officially..i'm not joking) of course this is against the law so the people that DO pay insurance pay a LOT of it.
i have no wrecks, no tickets, under my parents...and i get very cheap (relatively..for my area) insurance for $300 a month
mine's a little over $600 for 6 months. Not too bad for already getting into two accidents (one was my fault, the other was not).
how old r you ? is the car under ur name? full coverage by? r there any other cars under ur name or wut? cz thats really cheap in cali
mybe he has good grades or seomthing
I'm 18...the car is under my dad's name (my insurance would never be this low if the car was under my name ) and I do get pretty good grades (High School - 4.14 GPA, College - 3.75 GPA)
Holy shit 4.14 GPA someone was taking the advanced classes
used to be $100/month under my dads insurance, clean record until i got a DUI(no flames, i learned my lesson) booted off the old mans insurance, got my own coverage for a cool $412.87/month... which is more than my monthly car payments.
couldnt give up my baby, so i dont go out as much, work my ass off and let my girl spoil me whenever possible!
80 for my celcia with every insurance option but as a second car.
120 for my vibe with everything adn a blanket of 100,00o dollars.( work car carry a lot of copier parrts, and incase i wrecek and kill someone while working.)
all at 25 with about 6 tickets of over 20 over the limit.
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